Children’s Future Planning

AMFI-Registered Mutual Fund Distributor

Education, Marriage, and Milestone Planning with Disciplined Investment Strategies

Every parent dreams of providing the best opportunities for their children—whether it is quality education, a secure future, or support during important life milestones. At PathFinders, our Children’s Future Planning service is designed to help families plan systematically for these aspirations with clarity, discipline, and confidence.

Rising education costs, inflation, and evolving career paths make early and structured planning essential. We help parents align long-term financial strategies with their children’s future needs, ensuring preparedness without financial strain.

Our Philosophy on Children’s Planning

We believe children’s future planning is about foresight and consistency, not financial pressure. Through goal-based investing and disciplined strategies, families can prepare for key milestones while balancing other financial responsibilities.

Our Children’s Future Planning Approach

1. Identifying Key Milestones

We begin by understanding important future goals, including:

Higher education (India or abroad)

Marriage and family milestones

Career development or entrepreneurial support

2. Estimating Future Costs

Based on inflation trends and expected timelines, we help estimate:

Education expenses and associated costs

Lifestyle and milestone-related expenditures

Funding gaps that need to be addressed through investments

3. Disciplined Investment Structuring

We assist in structuring investments using:

Goal-oriented mutual fund strategies

Asset allocation aligned to time horizons

Gradual risk adjustment as milestones approach

4. Periodic Review & Strategy Adjustment

As children grow, plans evolve.

We provide:

Periodic review of progress toward goals

Adjustments based on changing timelines or costs

Rebalancing strategies to protect accumulated funds closer to milestones

5. Balancing Children’s Goals with Overall Financial Planning

Children’s planning should not come at the cost of other essential goals.

We integrate this planning with:

Retirement planning

Emergency fund requirements

Risk management and insurance considerations

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

Pathfinders is a AMFI registered Mutual Fund Distributor with ARN-155462.
It is also registered as a sub broker to Prudent Corporate Advisory Services with AMFI ARN-9992. It is also IRDA registered insurance advisor.

Grievance Officer- contact@pathfindersfin.com